zerotomillion

I am a software consultant by trade.  That basically means that I bill companies by the hour to create custom software for them.  About 90% of what I do is creating financial reports for the fortune 5000; Income Statements, Balance Sheets, Sales Projections, Budget to Expense reports, etc.  I have learned a few things from studying the financial reports of these very wealthy organizations.

For example I have learned the value of tracking ratio’s.  One ratio that I am becoming more and more concerned with is my Daily Revenue/Spending Ratio.

That basically means how much am I spending per day compared with how much am I earning per day.  But, before we get further into discussing the Daily Revenue/Spending Ratio, I want to talk about Daily Revenue.

Most of us will have at-lest some buyers remorse in the next few weeks.  Christmas has become such a commercialized trap for the masses and no matter who you are or what you do it is gonna get you, well at-least most of us.  Some of us are Oak’s, but not me. My weakness is [...]